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LOANS 

Obtaining a pre-approval letter before you start the buying process is important for multiple reasons but when you find a home you like, you need to be ready to move! To start the process, give me a call.

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INSPECTIONS

Do you want to make your offer contingent upon obtaining a satisfactory inspection? What type of inspection do I want to do? All of these are important questions and need to be addressed in your offer. Call to discuss the process.

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CLOSING DAY

What do you need to know about closing? What does the title company handle? What do I need to bring with me to closing? Can I bring a check for my necassary closing funds? For these answers and others, give me a call. 

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Low Down Payments

    There are several types of low down payment loans available. No longer is 20% needed to purchase a home. 

               

                   Here are a few....

Buyers Checklist

Items Needed For Lender 

  • Copy of driver's lincense

  • Paystubs showing 30 days of pay and year to date earnings

  • Most recent 2 years W2's

  • Mortgage statement and insurance information for all properties owned

  • Most recent 2 months of bank statements (all pages even back pages)

  • Most recent 2 months of statements or retirement accounts

Other additional documents 

  • Most recent 2 years tax returns 

  • Most recent 2 year K1 tax returns (if applicable) 

  • YTD P & L Statement if self employed

  • Bankruptcy discharge papers (if applicable)

  • Divorce decree (if applicable)